Investment Advisory Software –
massive efficiency profit, through shortened consulting time
aixigo‘s investment advisory software supports your advisers in every aspect of their advisory process. The investment advisory modules of aixigo‘s wealth management platform are API-based, highly efficient and in regulatory compliant.
The massive gain in efficiency resulting from digital and automated investment advice and its processes allows you to put the customer (and thus the advice) back in focus. This is how modern investment advisory software should work.
Discover the functions of our investment advisory software
What is so special about the use of our investment advisory software?
Customer constraints and goals as guidelines for investment advice
For a successful customer-bank relationship it is important that all customer preferences are taken into consideration. For this reason, the customers’ investment preferences are systematically captured and fully integrated into the advisory process using the algorithms.
MiFID II and FIDLEG compliant risk profile creation
The creation of a regulatory compliant risk profile is a challenge for many advisers. Incorrect recording may breach regulations and cause delays. An incorrect capture is usually subsequently noticed by the audit check. Our software avoids this by supporting the adviser with the profile creation, and highlights any potentially incorrect information, preventing errors and shortening processes.
Optional manual and algorithmic portfolio construction with permanent quality monitoring
Depending on the firm strategy, all types of variants are possible, from completely manual portfolio creation to fully system-generated algorithmic portfolio construction. All framework conditions (e.g. suitability, appropriateness, target market, allocation rules, risk etc.) are automatically taken into account in the algorithmic portfolio construction. The system also provides information on violations of the general conditions in manual portfolio creation. The continuous quality monitoring thus ensures that advisers consistently deliver high quality investment proposals.
Generation of customer-specific explanatory texts and fully automatic creation of the suitability declaration
During the advice process, the customer may want to act differently to a recommended action. Our software enables full consideration of customer requirements whilst conforming to regulatory requirements. The integration of regulatory-compliant explanatory texts and the fully automatic creation of the complete suitability declaration (including legally required appendices) in the advisory process make it extremely efficient.
Comprehensive back-office tool (administration)
An extensive back-office tool is available to adapt all technical parameters, products and texts (including the automated archiving of productive data records) at any time.
client profile
K&E
goal tracking
case management
counterparty risk
risk KPIs
constraints
model portfolio
finance math
portfolio risk
risk factors
quality parameter
appropriateness
cross border
ESG
illiquid assets
portfolio overview
bank parameter
suitability
target market
product
handling
back testing
stress testing
manual allocation
product framework
product parameter
product information
structure analysis
individual allocation
optimisation
shopping cart
Monte-Carlo-Simulation
cost clarification
pre-trade check
suitability report
order simulation
tax estimator
info center
order processing
basket order
wrapper
document
verification
document
management
reporting
These business values are delivered through our investment advisory software for your wealth management
Shortened advisory process times
Cost reduction of approximately 50% is generated via the automation, with the requirements of the customer, the firm and the regulations all taken into account.
Reduced risk
The complete documentation of the plausibility-checked investment recommendation removes liability risks.
Minimised mistakes
The complete aixigo investment advisory process integrates the general conditions of the customer, portfolio data, market and product data, all allocation rules of the firm and the regulatory requirements in a single system. At the same time, the system checks the plausibility of the advice and warns of implausible decisions.
Improved sales management
aixigo‘s investment advisory solution enables the implementation of regulatory-compliant campaigns and thus can contribute significantly to increased earnings for the investment business.
Reduced training effort
Thanks to the optimally designed and intuitive process, advisers can focus their attention on the customer. The training and introduction effort is very low.
Increased advice quality
By significantly reducing manual advisory processes, the time saved can be used by the advisers to better understand their customers and deliver better advice. Satisfied customers are more likely to stay with a firm over the long term as their assets grow.
aixigo's Financial Software Solutions
Our product brochures provide a comprehensive insight into the scope and performance of our solutions.
You can download them here free of charge.
