High-performance algorithms for efficient financial planning!

Planning Kit – Financial Planning Software

aixigo's Planning Kit is more than financial planning software. It enables flexible and transparent planning of the customer's financial future employing high-performance algorithms. The wealth management software can be deployed as a stand-alone solution or be integrated into existing processes.

Motivation

The Planning Kit is designed to offer customers comprehensible and secure financial planning. aixigo's Planning Kit includes all regulatory and algorithmic capabilities of a financial planning software to flexibly and transparently demonstrate the interdependencies of wealth development under certain conditions.

API_Gateway-Bloxx_aixigo
API-Gateway:BLOXX

Serves the authentication, i.e., the verification and authorisation of a user's identity.

User_Management-Bloxx_aixigo
User Management:BLOXX

Management of user data and their mutual relationships as well as the roles and rights required for using all functionalities of the aixigo:BLOXX.

Document_Management-Bloxx_aixigo
Document Management:BLOXX

Allows creation & management of documentations as well as optional editing options, including a quality assurance process for approvals.

Financial_Planning-Bloxx_aixigo
Financial Planning:BLOXX

Simulates the income and wealth development of end customers over time and assesses the resilience utilising financial events.

Case_Management-Bloxx_aixigo
Case Management:BLOXX

An advisory process may extend several appointments and different participants. Our case management ensures the integrity of this process.

Finance_Calculators-Bloxx_aixigo
Finance Calculators:BLOXX

Applies mathematical models to predict financial mathematical projections.

Report_Engine-Bloxx_aixigo
Report Engine:BLOXX

Provides the technical basis for the creation of reports.

Data_Hub-Bloxx_aixigo
Data Hub:BLOXX

Captures the entire database of all aixigo:BLOXX and enables the efficient import of large amounts of data.

Technology_Core-Bloxx_aixigo
Technology Core:BLOXX

Forms the technical foundation for the functionality of other aixigo:BLOXX.

High_Performance_Layer-Bloxx_aixigo
High Performance Layer:BLOXX

Lays the technical foundation for the functionality of other aixigo:BLOXX using concepts such as the cache layer and the streaming API.

API_Gateway-Bloxx_aixigo
API-Gateway:BLOXX

Serves the authentication, i.e., the verification and authorisation of a user's identity.

User_Management-Bloxx_aixigo
User Management:BLOXX

Management of user data and their mutual relationships as well as the roles and rights required for using all functionalities of the aixigo:BLOXX.

Document_Management-Bloxx_aixigo
Document Management:BLOXX

Allows creation & management of documentations as well as optional editing options, including a quality assurance process for approvals.

Financial_Planning-Bloxx_aixigo
Financial Planning:BLOXX

Simulates the income and wealth development of end customers over time and assesses the resilience utilising financial events.

Case_Management-Bloxx_aixigo
Case Management:BLOXX

An advisory process may extend several appointments and different participants. Our case management ensures the integrity of this process.

Finance_Calculators-Bloxx_aixigo
Finance Calculators:BLOXX

Applies mathematical models to predict financial mathematical projections.

Report_Engine-Bloxx_aixigo
Report Engine:BLOXX

Provides the technical basis for the creation of reports.

Data_Hub-Bloxx_aixigo
Data Hub:BLOXX

Captures the entire database of all aixigo:BLOXX and enables the efficient import of large amounts of data.

Technology_Core-Bloxx_aixigo
Technology Core:BLOXX

Forms the technical foundation for the functionality of other aixigo:BLOXX.

High_Performance_Layer-Bloxx_aixigo
High Performance Layer:BLOXX

Lays the technical foundation for the functionality of other aixigo:BLOXX using concepts such as the cache layer and the streaming API.

API_Gateway-Bloxx_aixigo
API-Gateway:BLOXX

Serves the authentication, i.e., the verification and authorisation of a user's identity.

User_Management-Bloxx_aixigo
User Management:BLOXX

Management of user data and their mutual relationships as well as the roles and rights required for using all functionalities of the aixigo:BLOXX.

Document_Management-Bloxx_aixigo
Document Management:BLOXX

Allows creation & management of documentations as well as optional editing options, including a quality assurance process for approvals.

Financial_Planning-Bloxx_aixigo
Financial Planning:BLOXX

Simulates the income and wealth development of end customers over time and assesses the resilience utilising financial events.

Case_Management-Bloxx_aixigo
Case Management:BLOXX

An advisory process may extend several appointments and different participants. Our case management ensures the integrity of this process.

Finance_Calculators-Bloxx_aixigo
Finance Calculators:BLOXX

Applies mathematical models to predict financial mathematical projections.

Report_Engine-Bloxx_aixigo
Report Engine:BLOXX

Provides the technical basis for the creation of reports.

Data_Hub-Bloxx_aixigo
Data Hub:BLOXX

Captures the entire database of all aixigo:BLOXX and enables the efficient import of large amounts of data.

Technology_Core-Bloxx_aixigo
Technology Core:BLOXX

Forms the technical foundation for the functionality of other aixigo:BLOXX.

High_Performance_Layer-Bloxx_aixigo
High Performance Layer:BLOXX

Lays the technical foundation for the functionality of other aixigo:BLOXX using concepts such as the cache layer and the streaming API.

API_Gateway-Bloxx_aixigo
API-Gateway:BLOXX

Serves the authentication, i.e., the verification and authorisation of a user's identity.

User_Management-Bloxx_aixigo
User Management:BLOXX

Management of user data and their mutual relationships as well as the roles and rights required for using all functionalities of the aixigo:BLOXX.

Document_Management-Bloxx_aixigo
Document Management:BLOXX

Allows creation & management of documentations as well as optional editing options, including a quality assurance process for approvals.

Financial_Planning-Bloxx_aixigo
Financial Planning:BLOXX

Simulates the income and wealth development of end customers over time and assesses the resilience utilising financial events.

Case_Management-Bloxx_aixigo
Case Management:BLOXX

An advisory process may extend several appointments and different participants. Our case management ensures the integrity of this process.

Finance_Calculators-Bloxx_aixigo
Finance Calculators:BLOXX

Applies mathematical models to predict financial mathematical projections.

Report_Engine-Bloxx_aixigo
Report Engine:BLOXX

Provides the technical basis for the creation of reports.

Data_Hub-Bloxx_aixigo
Data Hub:BLOXX

Captures the entire database of all aixigo:BLOXX and enables the efficient import of large amounts of data.

Technology_Core-Bloxx_aixigo
Technology Core:BLOXX

Forms the technical foundation for the functionality of other aixigo:BLOXX.

High_Performance_Layer-Bloxx_aixigo
High Performance Layer:BLOXX

Lays the technical foundation for the functionality of other aixigo:BLOXX using concepts such as the cache layer and the streaming API.

Flexible deployment as an integrated or stand-alone solution

Thanks to its flexible API approach, aixigo's Planning Kit can be deployed both as an integrated or stand-alone solution. As a result, it can support or realise a multitude of different processes and services. The same applies to the required data, which can either be supplied through integration with another system or entered manually.

Flexible choice of financial instruments or life events

Due to narrowing down financial instruments to their underlying, relevant detailed parameters (such as value, yield, rates, etc.), aixigo's Planning Kit allows planning based on different financial instruments and life events completely out-of-the-box – fully adjustable for your institution.

Relevant detailed parameters are those having an influence on the cash flow. Thus, assets, pensions, insurances and individual events (e.g., wedding, house purchase, etc.) can be flexibly taken into account.

What-if simulation of possible events

As is usual in the application of financial planning software, the what-if simulation of possible events (market crash, loss of income, early/late death, etc.) allows assessing the resilience and consistency of the financial plan. The Planning Kit thereby facilitates identifying potential gaps in the financial plan, which can be bridged in conjunction with the customer. Your cross-selling opportunities increase.

Egal ob je nach Bankstrategie eine manuelle oder systemgenerierte algorithmische Portfoliokonstruktion gewünscht ist – mit aixigo's Anlageberatung Software, dem Advising Kit, werden Verletzungen der vorgegebenen Rahmenbedingungen in Form eines Hinweises gemeldet. Diese kontinuierliche Qualitätsüberwachung stellt somit sicher, dass die Anlageempfehlung des Finanzberaters permanent eine hohe Qualität erreicht.

Reallocation rules for purchase and sale

The Planning Kit features configurable reallocation rules for purchases and sales that ensure that surplus liquidity in a given year is reinvested in a target-oriented manner and that annual liquidity deficits are balanced by targeted sales. The annual liquidity balance considers all cash flows arising from different sources (income, expenses, financial instruments, events).

Understandable time series output

aixigo's Planning Kit provides different time series as output parameters (e.g., income, assets, loans & liabilities, inheritance & inheritance tax). These time series also contain detailed calculation outputs which ensure that the results can be tracked and explained transparently. This makes it easy to understand and simulate interdependencies.

Flexible choice of financial instruments or life events

Due to narrowing down financial instruments to their underlying, relevant detailed parameters (such as value, yield, rates, etc.), aixigo's Planning Kit allows planning based on different financial instruments and life events completely out-of-the-box – fully adjustable for your institution.

Relevant detailed parameters are those having an influence on the cash flow. Thus, assets, pensions, insurances and individual events (e.g., wedding, house purchase, etc.) can be flexibly taken into account.

What-if simulation of possible events

As is usual in the application of financial planning software, the what-if simulation of possible events (market crash, loss of income, early/late death, etc.) allows assessing the resilience and consistency of the financial plan. The Planning Kit thereby facilitates identifying potential gaps in the financial plan, which can be bridged in conjunction with the customer. Your cross-selling opportunities increase.

Reallocation rules for purchase and sale

The Planning Kit features configurable reallocation rules for purchases and sales that ensure that surplus liquidity in a given year is reinvested in a target-oriented manner and that annual liquidity deficits are balanced by targeted sales. The annual liquidity balance considers all cash flows arising from different sources (income, expenses, financial instruments, events).

Understandable time series output

aixigo's Planning Kit provides different time series as output parameters (e.g., income, assets, loans & liabilities, inheritance & inheritance tax). These time series also contain detailed calculation outputs which ensure that the results can be tracked and explained transparently. This makes it easy to understand and simulate interdependencies.

Planning Kit – potential use cases of the Financial Planning Software

Get insights into possible use cases of our Planning Kit.

Interactive planning tools for your corporate website

This graphic shows which of our APIs and aixigo:BLOXX find application in the use case "Interactive planning tools for your corporate website". Furthermore, you will learn about the customisation options aixigo's software solution offers.

Get the graphic in best resolution by clicking the button below and discover all the details.

Interactive planning tools for advice (UK exclusive)

This graphic shows which of our APIs and aixigo:BLOXX find application in the use case "Interactive planning tools for advice (UK exclusive)". Furthermore, you will learn about the customisation options aixigo's software solution offers.

Get the graphic in best resolution by clicking the button below and discover all the details.

Interactive planning tools for advice incl. target-current comparison (UK exclusive)

This graphic shows which of our APIs and aixigo:BLOXX find application in the use case "Interactive planning tools for advice incl. target-current comparison (UK exclusive)". Furthermore, you will learn about the customisation options aixigo's software solution offers.

Get the graphic in best resolution by clicking the button below and discover all the details.

Business values of aixigo's financial planning software

Built-in regulatory compliance

The high-performance algorithms embedded in aixigo's Planning Kit ensure absolute regulatory compliance.

Increased cross-selling opportunities

The multi-disciplinary examination of the customer's wealth situation, as well as the what-if simulation of various events, allows to identify deficiencies. The ideal opportunity to address these with a follow-up transaction.

Multi-functionality thanks to RESTful API technology

aixigo's Planning Kit utilises RESTful API technology. This implies unlimited possibilities in the design of a financial planning offering. From integration into existing services to a self-service offering on your homepage up to integration into future services – everything is possible.

Demonstrating customer appreciation

aixigo's Planning Kit helps customers recognise the added value of your advice. Complicated questions such as "Will my assets be sufficient even in difficult times?" are answered in a clear and well-founded manner. The customer experiences a feeling of appreciation.

A genuine service experience

Thanks to a clear focus on the essentials, simulations showing the financial impact of possible events and the breakdown into easy-to-understand information, customers develop a deep understanding of their financial future – a genuine service experience.

Gaining customer trust

Financial planning is often concerned with emotional issues (e.g., marriage, family security, inheritance, etc.). Through bundling all capabilities of a comprehensive financial planning software, the Planning Kit enables holistic, comprehensible and secure financial planning and thereby secures the customer's trust.

Thought Paper – Disrupt Financial Planning

Learn how to take your financial planning service to the next level and how to transform it into a 365-day service.

Which factors impede the attractiveness of financial planning services for customers?

How can the dusty financial planning be converted into an interactive financial navigator?

Why does ambiguity aversion matter and how can nudging be applied effectively?

Which use cases exist to turn financial planning into a completely new customer experience?

Thought Paper – Disrupt Financial Planning

Learn how to take your financial planning service to the next level and how to transform it into a 365-day service.

Which factors impede the attractiveness of financial planning services for customers?

Why does ambiguity aversion matter and how can nudging be applied effectively?

How can the dusty financial planning be converted into an interactive financial navigator?

Which use cases exist to turn financial planning into a completely new customer experience?

Professional Services

Benefit from aixigo's Professional Services by transforming our wealth management aixigo:BLOXX into new, exciting, flexible and tailor-made financial services.

Specification

Collaborative process to create a customised concept for a new and innovative financial service based on your requirements and the wealth management aixigo:BLOXX.

Development

Agile and close collaboration to quickly deliver added value to your wealth management offering.

Delivery

Whether on-premise, hosted on your server or in the cloud, we offer easy deployment of our API-based wealth management software and simple integration into your IT infrastructure.

Quality Assurance

Quality assurance is an integral part of the overall development process to ensure aixigo's high quality standard is maintained from initial development to post-delivery.

Professional Services

Benefit from aixigo's Professional Services by transforming our wealth management aixigo:BLOXX into new, exciting, flexible and tailor-made financial services.

Specification

Collaborative process to create a customised concept for a new and innovative financial service based on your requirements and the wealth management aixigo:BLOXX.

Development

Agile and close collaboration to quickly deliver added value to your wealth management offering.

Delivery

Whether on-premise, hosted on your server or in the cloud, we offer easy deployment of our API-based wealth management software and simple integration into your IT infrastructure.

Quality Assurance

Quality assurance is an integral part of the overall development process to ensure aixigo's high quality standard is maintained from initial development to post-delivery.

Success Story BNP Paribas

Here, you can get an insight into the collaboration between BNP Paribas and aixigo.

The challenge

"BNP Paribas Wealth Management – Private Banking" aspired to further evolve into a next-generation and forward-looking private bank. Therefore, they sought a digital platform that would meet the requirements of investment advisory and discretionary portfolio management (DPM) while considering individual customer preferences.

The result

aixigo's API-based wealth management platform provided the basis for solving these challenges. The outcome is a new portfolio management system that combines the best of investment advisory and discretionary portfolio management.

The challenge

"BNP Paribas Wealth Management – Private Banking" aspired to further evolve into a next-generation and forward-looking private bank. Therefore, they sought a digital platform that would meet the requirements of investment advisory and discretionary portfolio management (DPM) while considering individual customer preferences.

The result

aixigo's API-based wealth management platform provided the basis for solving these challenges. The outcome is a new portfolio management system that combines the best of investment advisory and discretionary portfolio management.

Serviceleistungen des aixigo Wealth Management Lab

aixigo Future
Service Concept

Im Rahmen eines Concept Sprints erhalten Sie innerhalb von 5 Tagen ein Konzept für eine innovative Finanzdienstleistung inkl. Personas, User-Journey, Prototyp, Wettbewerbsbetrachtung, Business Modell-Effekte sowie einen groben Umsetzungsplan.

aixigo Solution
Design Sketch

Im Rahmen eines Design Sprints erhalten Sie innerhalb von 5 Tagen einen Entwurf für eine Teilfunktion Ihrer zukünftigen Lösung. Dies umfasst die Dokumentation der relevanten Prozesse sowie einen Wireframe-Prototyp des Frontends für die wesentlichen Nutzungsszenarien.

aixigo Solution
Design Draft

Im Rahmen der von aixigo entwickelten Power Session Methodik erhalten Sie innerhalb von 3-5 Wochen ein vollständiges Grobkonzept Ihrer zukünftigen Lösung. Dies umfasst neben einer Dokumentation von Prozessen, einen Wireframe-Prototyp des Frontends, eine Übersicht der erforderlichen Algorithmen sowie eine Landkarte umgebender Systeme & Schnittstellen.

aixigo Future Service
Concept

Im Rahmen eines Concept Sprints erhalten Sie innerhalb von 5 Tagen ein Konzept für eine innovative Finanzdienstleistung inkl. Personas, User-Journey, Prototyp, Wettbewerbsbetrachtung, Business Modell-Effekte sowie einen groben Umsetzungsplan.

aixigo Design Solution Sketch

Im Rahmen eines Design Sprints erhalten Sie innerhalb von 5 Tagen einen Entwurf für eine Teilfunktion Ihrer zukünftigen Lösung. Dies umfasst die Dokumentation der relevanten Prozesse sowie einen Wireframe-Prototyp des Frontends für die wesentlichen Nutzungsszenarien.

aixigo Design Solution Sketch

Im Rahmen der von aixigo entwickelten Power Session Methodik erhalten Sie innerhalb von 3-5 Wochen ein vollständiges Grobkonzept Ihrer zukünftigen Lösung. Dies umfasst neben einer Dokumentation von Prozessen, einen Wireframe-Prototyp des Frontends, eine Übersicht der erforderlichen Algorithmen sowie eine Landkarte umgebender Systeme & Schnittstellen.

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